Let’s be honest everyone wants to live the soft life.
You know, spa days, brunch dates, cute staycations, premium jollof, and that “treat yourself” mindset.
And truth be told, you deserve ease. Life shouldn’t just be about bills, hustle, and budgeting apps. But here’s the catch, while we sip on smoothies and shop small chops, the future is waiting, It’s asking: “Are you saving?”
Balancing saving with living the soft life isn’t about choosing one over the other, it’s about doing both wisely. Think of it as learning to dance to two rhythms at once. It’s very possible, and you don’t have to be rich to start.
First, define your version of soft. For some, it’s luxury vacations. For others, it’s quiet evenings with scented candles and a good book. Once you know what soft life means to you, it’s easier to plan for it without going broke.
Next, automate your savings. Set a fixed percentage of your income aside the moment it drops before you even start spending. That way, you save without thinking, and the rest is guilt-free spending. If you’re salaried, apps or bank tools can help automate this. If you’re an entrepreneur, discipline is key pay yourself a salary.
Then, create a “soft life” fund. An actual account for enjoyment. Plan your treats just like you plan your bills. Want to eat out every other Friday? Budget for it. Dreaming of a December trip? Start saving now.
Also, prioritize experiences over expenses. Some of the best soft life moments don’t need millions—picnics with friends, beach sunsets, home spa days. Soft life is about peace and pleasure, not price tags.
Lastly, check your motives. Are you living soft for yourself or for the ‘gram? Real enjoyment doesn’t need validation. Save because you love future-you. Spend because present-you deserve joy too.
In the end, balance is the true flex. Save like you’re serious about your future. Spend like your life is meant to be lived. The soft life and the smart life? They can walk hand in hand.
SEE ALSO: THE FUTURE OF FINANCIAL FREEDOM